Your First Choice for Financial Support

REQUESTED AMOUNT

MYR 1000

PERIOD

120days

The Fastest
Loan Approval

TOTAL REPAYMENT AMOUNT

MYR 1000

Apply Now!

Your household saviour

The Fastest
Service Response

3,398,703

Total App Downloads

1,285,623

Total Successful Loans

803,088

Total Active Loans

1,000,087

Happy Clients

3,398,703

Total App Downloads

1,285,623

Total Successful Loans

803,088

Total Active Loans

1,000,087

Happy Clients

Latest Promotions

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Get to Know Us

Getting loans was never easy!

What do you need the cash for? A lavish wedding, home renovation, or a luxurious holiday? Well, it doesn’t have to be something that BIG. You can also get a loan for buying household appliances and making your home perfect!

How? From A-Credit

A-Credit is a licensed financial institution that provides microfinance and instant loans to applicants. The flexible payment schedule and quick application approval let you enjoy your life without regrets. So, if you need any financial help, A-Credit has the solution.

Not Time-consuming

Quick review and approval in an hour.

Without Any Interest Charges

Zero interest and burden, you repay the exact amount.

Timely Support

Prompt deposit to satisfy your needs of liquid cash.

How It Works

1

2

3

4

5

Sign up with your mobile number and NRIC number.

Choose the amount you need.

Fill up your profile and payment terms.

Wait for approval.

Get funded as fast as 3 minutes!

Repayment Flow

Via Mobile App

Via Website

Step 1

Tap on “My Loan” in the mobile app.

Step 2

Enter the amount you wish to pay.

Step 3

Select your payment method.

Step 4

Proceed with the payment process.

FAQs

What are the credit limit and credit term of A-Credit's?

A-Credit offers the fastest microfinance credit platform to individuals. It provides emergency assistance that offers credit up to RM 15,000 that comes with monthly installment. Once the application is approved then the credit will be transfer to your registered / provided bank account/ e-wallet directly.

What is the procedure to apply for A-Credit’s credit?

To know more information, please visit our website www.a-credit.asia and you can also download A-Credit app from Google Play Store and App Store.

Who is eligible to register for A-Credit's credit services?

All the Malaysian who aged between 18 years old to 55 years old are eligible for A-Credit’s credit services.

Is there any need of guarantor to apply?

There is no requirement of any guarantor to apply.

Can I apply again in case my application is rejected?

Don’t forget to check your ID and selfie video before submitting your application.

How can I pay when dates are due?

There are three channels to make payments:

ⅰ. Online Banking
ⅱ. Western Union
ⅲ. Cash Deposit

What happens if I failed to pay on time?

You have to pay the compounded interest in case you failed to pay on time.

How do I verify with mobile phone?

First you have to enter your mobile number and wait for the verification code sent by A-Credit via SMS. Submit the verification code to complete the process of verification.

Can I rechange my mobile number after applied?

A-Credit system does not allow any changes for changing the mobile number. If you want to make any changes in your mobile number, contact our customer services team.

Is your company send me repayment reminder?

A-Credit system is able to remind you for your upcoming repayments via automated voice message or WhatsApp message. Now, it’s your responsibility to pay your credit on time.